Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.
Find out how much home you can afford by getting pre-qualified for your next home loan now.
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently. Call Me (970) 577-9200 Email Me rich@peakcapitalmortgage.com view profile Rich Flanery Senior Loan Officer Call Me (970) 402-0686 Email Me g.garcia@peakcapitalmortgage.com view profile Gerardo Garcia-Ortiz Loan Originator Call Me (970) 296-0746 Email Me reva@peakcapitalmortgage.com view profile Reva Haskin Sr. Loan Officer Call Me (972) 741-0013 Email Me charlie@peackcapitalmortgage.com view profile Charlie Henderson Loan Originator Call Me (713)-305-0800 Email Me wanda@peakcapitalmortgage.com view profile Wanda Kimbrell Loan Originator
Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with The Rich Flanery Team for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
Rich Flanery was great. He answered all our questions promptly and made the experience stress free. Jacob V.
Rich Flanery was great. He answered all our questions promptly and made the experience stress free.
Diane and I would like to thank you all for helping us get our new home in Estes Park! We, our kids, our grandson, family and friends will enjoy it for many years to come. This home is our 11th buy since we have been married and we have sold 8 of them; 18 total transactions. With that said this buy was as smooth and effortless as any of them, maybe more so and for that we thank you. Happy Holidays! Terry, Diana, Kate Zach & Lee
Diane and I would like to thank you all for helping us get our new home in Estes Park! We, our kids, our grandson, family and friends will enjoy it for many years to come. This home is our 11th buy since we have been married and we have sold 8 of them; 18 total transactions. With that said this buy was as smooth and effortless as any of them, maybe more so and for that we thank you. Happy Holidays!
Rich and G, I wanted to thank you for your help and support with our recent purchase. It was a great and really easy experience. Thank you Ladd
I just purchased a house with the help of Peak Capital Mortgage and the entire team was absolutely delightful to work with. They are personable, incredibly smart, and quick to respond. They made me feel supported and equipped with the knowledge I needed through the whole loan process. I HIGHLY recommend them and will be going to them for all my future loan needs. Jessica R
I just purchased a house with the help of Peak Capital Mortgage and the entire team was absolutely delightful to work with. They are personable, incredibly smart, and quick to respond. They made me feel supported and equipped with the knowledge I needed through the whole loan process. I HIGHLY recommend them and will be going to them for all my future loan needs.
Rich, Sherry and the team are so helpful and so easy to work with. I couldn’t say enough. I would recommend them to anyone. I’ve worked with them for 15+ years on multiple projects. Steve R
Rich, Sherry and the team are so helpful and so easy to work with. I couldn’t say enough. I would recommend them to anyone. I’ve worked with them for 15+ years on multiple projects.
G Garcia with Peak Capital Mortgage was excellent to work with! Being a Realtor I was very impressed how smooth he made the process. With excellent knowledge and quick response time to all of our needs, I would highly recommend him for future transactions! Josh O
G Garcia with Peak Capital Mortgage was excellent to work with! Being a Realtor I was very impressed how smooth he made the process. With excellent knowledge and quick response time to all of our needs, I would highly recommend him for future transactions!
Excelente, empresa G es un ángel excelente 10 de 10 (Translated by Google) Excellent, company G is an excellent angel 10 out of 10. Victor R
Excelente, empresa G es un ángel excelente 10 de 10 (Translated by Google) Excellent, company G is an excellent angel 10 out of 10.
I had the pleasure of working with G Garcia on a recent purchase. I highly recommend working with him on your mortgage! He is extremely knowledgeable and kept us informed throughout the process and we closed with no issues in a short time frame. Again, I highly recommend G Garcia at Peak Capital Mortgage! Sandra Y
I had the pleasure of working with G Garcia on a recent purchase. I highly recommend working with him on your mortgage! He is extremely knowledgeable and kept us informed throughout the process and we closed with no issues in a short time frame. Again, I highly recommend G Garcia at Peak Capital Mortgage!
Fast, efficient, understanding of needs, courteous, kind. Couldn't ask for more. Sherry and Rich are great. Robyn P
Fast, efficient, understanding of needs, courteous, kind. Couldn't ask for more. Sherry and Rich are great.
G Garcia was excellent with helping me through every step of the home buying process. Dalton S
G Garcia was excellent with helping me through every step of the home buying process.
G Garcia made the mortgage process easy for us. He was very responsive to our questions and kept everything moving along quickly and smoothly. We had a really good mortgage experience and would highly recommend G Garcia! Dena K
G Garcia made the mortgage process easy for us. He was very responsive to our questions and kept everything moving along quickly and smoothly. We had a really good mortgage experience and would highly recommend G Garcia!
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